
Tuesday, October 14, 2008
Could It Be, A Generation X Revolution?

Sunday, October 12, 2008
Okay, This Shoe Leather Tastes Bad.
I believe there are some strengths to this style. First, it is emotion and thought in it's truest form. Therefore I can go back over my writing and look for inconsistencies in my thought process that may not have been apparent, had the thoughts not been written down. But the true power in this, and what takes it beyond journaling, is there is a reading public, that can also do this and keep me in check, in case I am too hardheaded to admit inconsistencies, after they have been typed out.
Just like everything else, there are weaknesses to this style as well. Since I am not planning, and editing the raw emotion, I am also not catching errors in delivery of my ideas. In other words, if I wasn't blogging, and we were all sitting around as a nation and talking, I would make a statement that would essentially "put my foot in my mouth". This has happened in my post titled "I once was lost, but now am found. Was blind but now I see. I owe a great debt of gratitude to JenX67. JenX67 ( I love that name) is a blogger who happened across my little blog, and read the aforementioned post. She then critiqued the post in a way I found most fascinating. You can read her post here concerning Generation X news http://www.jenx67.com/2008/10/dish-it-up-generation-x-news.html. Her blog is an excellent read. I have subscribed to it myself. She is definitely one of the shining stars of GenX that I was raving about. Just look at her blog, how she feels about her family and their traditions. Her article about her child discovering race is an excellent read, and is a perfect example of how much love our generation feels toward those that are following us.
I want to first thank Jen for the very kind comments she made about my contrasting Gen X to the Lost generation, and the optimism I have for Gen X. Then I want to thank her even more for pointing out an error in delivery that I made. I stated in the other blog post, "The "Me" generation has turned their free love paradise into a wasteland of AIDS, addiction, and big controlling government, and passed this onto us." In her response Jen said, "however, I think he goes off-roading when he blames Baby Boomers' "free love paradise for the wasteland of AIDS." (I nearly stopped reading, and ridiculous comments like that make me not want even link to his site.)". Even though I wrote the first quote myself, to describe an idea, I must say I agree with Jen. I did not communicate very well the idea I was trying to set forth, and worded it in a way that could prove to be very dangerous to our current finger pointing society. So I will take the time to elaborate on what I was trying to get out. The way the statement came out is basically the same thing as saying that homosexuals, or the government, or anyone for that matter is the responsible party for AIDS, which of course is caused by a virus, and not any of the above including Boomers.
First off, when you speak of generations, you are speaking in generalities. Not everyone in a generation has the experiences or subscribes to the "popular" philosophy of the generation. For example, my mother (a Boomer, and a very wonderful woman) did not subscribe to the free love movement. During Gen X, a major trend was the latchkey kids, which I was not one of, which I am thankful for now (but during the time was a drag, because my friends got away with everything.) Second, a better way for me to have worded this is "the free love paradise passed to us from the Boomers, was turned into a waste land due to AIDS and addiction" This would be more accurate of the idea I was trying to get across. What I was trying to do is show that certain elements passed on to our generation from the free love movement, early on in our lives, mainly drugs and sexual promiscuity. But like the Lost Generation, our generation has already shown the ability to change and pass on something better to our following generations. Due to AIDS, and the downward spiral of addiction, there has been a dramatic shift in the view on sex and drugs among GenX, that began in the late eighties, throughout the nineties. We are almost hovering our kids to protect them from these influences, and as a result GenY has a lot healthier, and reasonable view of sex than we did in the early years of our generation.
And Jen, this is directed at you. I thank you for your honest criticism of my post and pointing out my error in delivery. That is the reason for writing my blog. Even though this time it was a wording error, that very well could have been my world view, and you grudgingly stood up to it. (This is one of the finer GenX traits, and one of the ones that will change the world). You also expressed some dislike for my saying that we won't be remembered as being a great generation. I am saying to you, you and I are a part of a very great generation, as I feel the Lost is the true "Greatest Generation". If we keep going with our similarities to the Lost, we will be the unsung heroes, and even though the history books probably will not reflect that (as with the Lost), the force of character we are developing, and will continue to develop, will affect the outcome of our nation for years and generation. And in closing, you Jen are one of the greatest in a very great generation, and again many, many heartfelt thank you's. You have done me a much needed service in your critique.
Saturday, October 11, 2008
Another Long Post, Stressing What I Have Been Saying

"Too many of us look upon Americans as dollar chasers. This is a cruel libel, even if it is reiterated thoughtlessly by the Americans themselves."
Wednesday, October 08, 2008
I Once Was Lost, But Now Am Found. Was Blind, But Now I See.
I am still a little upset by last nights debate, or shall I say lack of a debate. You would have the same debate between a socialist and an communist. We are in a dark period of American history, and as I have mentioned before, it is not the first. I really think that my generation (Generation X, as they called us, no matter how much we resisted) could learn a lot from the Lost generation.
To begin with, lets look at the similarities of the two generations thus far. Both generations were not very respected by their previous generations. During periods of economic prosperity, the majority of both generations, mainly worked in low skill, low paying jobs. For the Lost generation, it was in nickelodeons and in corner shoeshine stops. For Generation X, it is McDonalds and WalMart. Both generations were proceeded by an elitist, selfish generation, that they found themselves reacting against. For the Lost it was the Missionary Awakening, and for Generation X, the Baby Boomers. Both groups had excessive problems with substances that aren't considered very healthy. For the Lost, it was alcohol, weed was sold in candy, and Coke really had the real thing (Cocaine). For Gen X, it was alcohol, weed (which wasn't sold in candy, but baked in brownies), and as we were drinking Coke, we had to put the real thing up our nose. These substances, along with a rising crime rate and increased immigration for both generations, produced gang wars, especially in inner city areas. Prohibition created bathtub gin and moonshine with all of it's side effects, and the War On Drugs, produced crack, meth, and heroin with all of their side effects.
And to a paragraph all to itself, I must mention the partying and good times both generations had during their young adulthood. For the Lost generation it was that new music, Jazz, which was termed as "devil" music by their previous generation. For Gen X it was hard rock, punk, and that new music rap. Which the Boomer's, led by Tipper Gore, railed against as "devil music". The Lost had the scandalous flappers, Gen X had the Madonna wannabes and the "Fluff Chics" with the big teased hair. Jazz clubs to night clubs, Hollywood glamour everywhere in the two generations. Both generations had a bent toward individuality, and a grit not shown in more civilized generations. The economy during the 20's was based largely on credit, as it is today, and in both times everyone was (despite the societal problems) living large, spending freely, being wild and crazy, and escaping into a Hollywood induced stupor.
Then the 30's came. It all came to a screeching halt. Unemployment rose, families lost everything as banks closed. The government was throwing every penny at the economy that they could, to try to help the situation, and just made it worse. During the 30's, people who in the 20's were jazzing it up, flapping, and having a good old time, were now pinching every penny and standing in breadlines. New things came about, like Hobo stew, Poor Man's casserole, and an actual religious revival. Although the Lost generation kept their grit and fun loving spirit, they were fundamentally changed. The Jazz club was replaced with the dust bowl. Values, such as family, industry, frugality, and integrity, became important. And with these values, the Lost generation raised the greatest generation in history. This generation won World War II, through the sacrificing they learned from their Lost elders, and made America the greatest superpower ever known throughout history.
So Generation X, here we stand at a point where we have the greatest economic crisis our country has seen since the depression. With all the similarities, big surprise, huh. We are heading into our depression, this is our fundamental change. Right now, people are losing their homes, the banking industry is in trouble, and life savings in the stock market are but a fraction of what they were one year ago. At the present time the government is throwing billions into the economy to try and bail it out. The "Me" generation has turned their free love paradise into a wasteland of AIDS, addiction, and big controlling government, and passed this onto us. Will we do like the Lost, and not pass on the biggest part of our problems to our children? I think we will, because despite our downfalls and slacker ways, we are good. And this economic crisis will bring out the best in us. And the best of ourselves is what we will leave to out children.
I would also like to point out that the Lost generation was the mischievous "old codgers" when my generation was kids. I noticed that, even though I could not identify with my Boomer parents, these old men and women seemed to share a common viewpoint with me. They were the ones who warned of giving government too much power, because of the lessons learned from the New Deal. They even overwhelmingly supported Goldwater for president, even after he offered to cut their social security. They also warned about slowing down and taking it easy. Don't go so fast. Work hard, but enjoy life too. I can even think of two who warned of a coming depression, and told me stories of the depression they lived through. Like my generation, they also had problems with the Boomers. One even went as far as to say to me, "when the economy falls for you, it will be their fault." One thing to keep in mind, Generation X will not go down in history as one of the greatest generations, Generation Y will. But we will go down in history as the generation the great generation Y looked up to, and revered, and the generation, who will teach them everything they need to know to be truly great.
Tuesday, October 07, 2008
He Did It. No, He Did It.
I will start with John McCain. Senator McCain I appreciate your service to your country. I myself am a veteran, and I come from a line of veterans. Still this excellent and brave service to your country is no excuse for you to be full of crap now. I too learned everything I know about leadership from a Navy Chief Petty Officer. (My father). That Navy Chief Petty Officer taught me that you never trade your values for anything. Money, love, and everything else comes and goes, but your values you take to the grave, just like he did, looking death in the face and his main concern being his family. You are going to stand at a debate and talk about earmarks, after you vote yes for this pork laden bailout bill, and have the nerve to stand in front of the American people, and call it a "Rescue Plan"? What the hell are you rescuing us from, maybe some hard times that our grandparents did just fine handling during the depression, and is a much needed reality check. Senator McCain we need a maverick, and I believe that Sarah Palin is that maverick. If you were a maverick you would stand tall and tell it like it is. The economic problems we are facing now is everyone's fault, and they are not going to change unless we, the people, change. The children during the depression changed, and became America's greatest generation. This is the challenge facing America today. We have new challenges that will mold and shape a new greatest generation, which our children will be a part of and nothing would make me prouder. If my home has to be foreclosed to produce this generation that will set America straight, then, damn it, the bank can have it.
Now on to Senator Obama. Just shut the hell up. Everything that comes out of your mouth is crap. You are going to stand up and say that this economy is not going to get worse? No matter what the government does this economy will get worse. It is built on credit. You mentioned that small businesses would not be able to get loans to make payroll. PAYROLL!!!!!!!!!! And you see nothing wrong with funding payroll through credit? So lets print some more money and loan it so the employer can make payroll with a devalued dollar. If this is what your scholarship education taught you, then by God, we don't need another college educated president we need and everyday average Joe, from the dirt road, that is pissed off that his check is being paid by credit, to go up to Washington and straighten this stuff out by rolling up his sleeves and turning around and locking the door. Get my point. Our economy is based on credit, now the last thing we need is more credit we can't afford and more damn money printing. I guess the money printing won't stop until the paper you print the dollar on costs more than the damned dollar itself. And another thing Senator Obama. How in the Hell are we going to help the economy in European Georgia, when the economy in American Georgia is in shambles. Sure let's print a few more billion and send it to them, or better yet maybe do an electronic transfer of money that doesn't exist.
America, with all respect to Senator McCain's Vietnam service, and absolutly no respect to Senator Obama, neither one of these men deserve your vote. I am only the voice for this pissed off redneck asshole from Georgia. But I say to both Senators, we don't need you. As far as the economic crisis ya'll can just do another fundraiser, and we the people will take care of it. As we say in these here woods, "we're screwin' this cat, you just hold the tail". This election day, maybe we should just all write in our next door neighbor. And one more thing, I usually make a point to put at least one picture in a post, but I don't think that these two need any more publicity for their lying mugs.
If You Want to Make Change, Start With Yourself

Saturday, October 04, 2008
Ok, Now We See Where The People Stand
My first comment is directed toward the Glenn Beck show that comes on CNN headline news at 7:00 eastern time. Glenn Beck seriously needs to run for president, and soon. We definitely need him. Anyway, earlier in the week, Glenn had two guests on the show, that he was asking what the average everyday American, should be doing in these hard economic times. These men were Brett Aarons, and Steve Cardasco. They were basically financial advisers. They were not giving the advice that Glenn wanted, instead telling what should be done with investment portfolios. The questioning was given for the average everyday person who can't even afford to fill up their gas tanks, who could care less about investing. First point, why is Glenn Beck the only one who is talking about these people, that I call the working poor, or the dirt road, in response to the latest buzzword in government : "Wall Street and Main Street". Why haven't I heard anything else from anyone else about these people. The second point is directed right to Glenn Beck. Glenn, the next time you have a question about normal Americans, and what they can do economically, don't go to Wall St. Wall St., Hollywood, and sometimes even Main St. are completely out of touch with the reality that we Americans on the dirt road know. Instead, there are Amy Dacyczyn, and Rita Bingham, among others.
So what do I feel the average Americans need to do? First of, get away from credit. Use credit only for emergencies. Americans have been using credit to buy everything. Stop this, my family has it can be done. Start with your values. If you have materialistic values, you will overextend yourself on credit. An economy that is based on credit flow is a dangerous economy indeed. Next Americans need to pay more attention to the value of their dollar. This is done in three ways. 1) Buy items cheaper. 2) Make items you bought last longer. 3) The most effective is a combination of the above 2. As an example, lets say ground beef is on your grocery shopping list. Buy following suggestion #1, you find it on sale for 1.50 per pound. By following suggestion #2, you use the ground beef with other ingredients to make casseroles or soups rather than two grilled up hamburgers per pound. Both way save money, but to save the maximum amount of money is to do both. It ain't rocket science.
My next comments are on the government, and the "leadership" we have elected into positions they don't deserve. This bailout bill that just passed is dangerous. The credit economy is what has gotten us into this position to begin with. Do we need to preserve the credit culture that we have become accustomed to? Well that is what this bill (well now law, thanks President Bush) does it preserves the very dangerous system that caused the problem. My next point I want to bring up is directed toward Senator John McCain. Senator McCain was speaking my mind with his campaigning against "pork earmarks". Well Senator, you just voted yes to a bill that has so much pork in it, that it should be smoked. What are you thinking, do you think that protecting these banks is more important than living up to the values you have proclaimed. I am very offended by this, and I feel terribly sorry for Governor Palin.
Moving on, I have watched some of Senator Obama's campaign speeches. I have noticed if there is a problem he wants to address, it always reminds him of someone. The troops coming home reminds him of his grandfather, and the laborer reminds him of Mrs. Obama's father. The list goes on and on. Well, Senator, these people had challenges in life. Name me someone without challenges. In your speech, you stated that these people overcome what was in their way. They didn't need your government program to succeed. They did it on their own. If you are really looking to these people for inspiration you would realize that Americans do not need help from their government, they need their government to get out of the way, so they can deal with their own obstacles, and succeed.
The next thing on my mind is the growing impression among the public, that oil companies are inherently evil. Exxon-Mobile has become the poster child for this belief. Everyone is complaining that the gas price is rising, due to greed, and Exxon-Mobile is getting "windfall profits". Barrack Obama is even speaking of "windfall profits" tax. You have got to be kidding me. Taxation is a business expense that gets passed on to the customer. A windfall tax would be the exact opposite of what we need. As a matter of fact Exxon-Mobile is already paying to the government more than they get to keep of their profits. This is your gas price over taxation. For more information on this go to the following link : http://finance.yahoo.com/q/is?s=XOM
Right now, with the oil companies being taxed like they are, they pass the burden on to the customer. So you are basically paying their tax bill every time you go to the pump and ruin your life savings. The government needs to cut the taxes the oil companies pay, and cut regulations on them which are also expensive, and gets passed on to the customer. I believe the gas price would be half of what it is today.
Sunday, September 28, 2008
Hey Big Man, Let Me Hold A Dollar
Government does not solve problems; it subsidizes them. Government's view of the economy could be summed up in a few short phrases: If it moves, tax it. If it keeps moving, regulate it. And if it stops moving, subsidize it.
The most terrifying words in the English language are: I'm from the government and I'm here to help.
-All quoted from Ronald Reagan
As I write this on this sunny, cool Sunday morning, the top leadership of our government, along with leading economists, are working hard to try to come up with a bailout plan for our mortgage lenders. According to reports, all day yesterday was spent on yelling at each other, finger pointing, and getting pretty much nothing done.
I am against this bailout. I feel that the government needs to stay out of business, and business needs to stay out of government. The both of them being in bed together has created an artificially inflated economy, that is teetering. All this bailout will do is prop up our shaky economy a little longer, and then it will fall like a ton of bricks later down the road.The democrats seem to say that the economic problems we are facing now is a result of deregulation by the Bush administration. I am sorry, I have to disagree with this. There is still to much regulation. As an example I bring to your attention the Community Reinvestment Act.
The Community Reinvestment Act was approved by congress in 1977 during the Carter administration. The act "is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate", according to the CRA website. This includes extending credit and mortgages to minorities, and others, with less regard to their ability to pay back the said loan. Gee, how many times has this come up the past two weeks. This bill basically gave Fannie Mae and Freddie Mac their power.
Beginning in 1995, the CRA regulations were strengthened by the Clinton administration. This led to larger numbers of loans to be awarded to people of the lower economic brackets. This also allowed Fannie Mae and Freddie Mac to hold just 2.5 percent of capital to back up investments as compared to the traditional 10 percent required by banks.
In 2003, the Bush administration tried to restructure the act, by putting greater oversight on Fannie Mae and Freddie Mac. This was met with great opposition by congressional democrats, and failed to happen. Then in 2005, changes were made to loosen the regulation on smaller institutions, but in my opinion, it was too little, too late.
Today we are seeing these mortgages fail. This is the cause of the crisis we are in. The politicians love these income redistribution acts, because basically they say "vote for me, and I'll give ya some money". The best way to deal with the current crisis is not with a bailout, but to decrease even more regulation. We have an alphabet soup of agency regulating our financial sector, that make it perform very inefficiently, and illogically. These organizations such as the FDIC, CRA, SEC, OTS, IRS, the Federal Reserve, and others. How can anyone make the case for more oversight.
There has been an argument that the Bush administration has been looking out for "Wall Street, and not Main Street." This argument was made by a very articulate, and flashy elitist presidential candidate we all know. So here is what I propose for Main St: after the above organizations are done away with and government is streamlined, end income taxes altogether, and in it's place put a 10 percent sales tax on all purchases except, food, housing, utilities, business, education, and medical expenses. This helps the people by decreasing the tax stranglehold the government has on them, and encourages frugality.
Here is the website for the CRA: http://www.ffiec.gov/cra/
Picture courtesy of: http://www.freeimages.co.uk/index.htm
Monday, September 22, 2008
Personal Responsibility Part 2 Industry

"In all labor there is profit. But idle chatter leads only to poverty" -Proverbs 14:23
“Industry pays debts, while despair increaseth them” -Benjamin Franklin
No man has the right to expect a good fortune, unless he go to work and deserve it. "Luck!" cried a self-made man, "I never had any luck, but by getting up at five every morning and working as hard as I could." -From The Royal Path of Life by T. L. Haines and L. W. Yaggy
Industry coupled with frugality is the traditionally accepted way to a comfortable lifestyle, and financial success. This way was championed by Benjamin Franklin, which he described in his writing "The Way to Wealth". Of course, when this was written it was way before the modern "get rich quick" schemes, and the "power look" and all the other modern supposed shortcuts to riches.
Industry is the most reliable way to achieve prosperity, whether that labor be physical or mental. Anyone who works hard and is frugal with his earnings will become wealthy. This may not be the easiest way to achieve financial security, but it has been used successfully by the highest percentage of the affluent throughout history.
Not only does industry, and frugality build wealth, it also cultivates maturity, and freedom. This is done by exercising a proactive nature within yourself to create your own destiny by your own effort. The body is drawn to relaxation, and the mind to useless distraction, and the maturity is built by putting aside comfort now for your future success.
Industry is also your contribution to your society. By your toils you design, build, transport, and sell the goods that your society needs to thrive. A life without contribution is worthless. A life that contributes, and sees the fruits of his contribution, is truly happy.
All honest work is honorable. We as a society need to stop looking down on the one who does the "menial" or "unskilled" labor. These people deserve our respect, as well as the professionals that perform the mental labor and leadership. We need to respect, and be fascinated by honesty, and contribution rather than inherited wealth, and what superstar is exposing herself or going on a drunken binge this week. We need to look to people who integrate true virtue into their lives, and not want to hear about the latest pop star who flies into an uncontrollable rage at paparazzi and crazed fans. It is the good upright everyday people who make America what it is, and by their labors work to improve it every day.
Sunday, September 21, 2008
Personal Responsibility Part 1 Frugality
Said Aristippus, “If you would learn to be subservient to the king, you would not have to live on lentils.”
Said Diogenes, “Learn to live on lentils, and you will not have to cultivate the king.”
-Quoted in Ernest Kurtz and Katherine Ketcham, The Spirituality of Imperfection: Storytelling and the Journey to Wholeness. New York, NY: Bantam Books, 1992; p. 34.
I love the quote above because it illustrates perfectly the direct relationship between personal responsibility and freedom. There is a crisis in America today. Our society (the writer included) has been living way above it's means. Have we become so out of touch that we will give up the our very selves for the sake of our possessions?
There are many different levels of freedom that come into play here and not just political freedom. We could live in total anarchy and if you are constantly being hassled by creditors to a point that paying them back is the focus of all life decisions you make, you are not free. You are a slave to your creditors. If you value your possession so much that life would not be worth living without them, you have become a slave to possessions.
Regardless of current economic standing, everyone could benifit from frugality. Let the Jones' be the Jones' and quit trying to keep up with them. You have your own life to live and your own decisions to make. And the person these decisions will affect is you.
So how does one become more frugal? I am certainly not an expert in this area, but I am learning very quickly. Basically, you don't spend any money, unless you have to. There are two choices here, the first being deprivation, and sacrifice. The second being creativity, and hard work.
Of course you can't cover everything on frugal living in one blog post. But a couple of good ideas are: Cooking all your food rather than eating out, plan shopping in order to avoid impulse buying, make sure that what you do buy has more than one use, using less electricity (energy in general), and bargain shopping.
Frugality has been a fascinating subject for me lately. I am even thinking about making a new blog on creative frugal living.

